Roy
FEES & PAYMENT
FEES
The fee for an initial session is $200, and subsequent sessions are $175 per session.
PAYMENT
CANCELLATION POLICY
“No-show” appointments or cancellations 24 hours or less in advance will result in a charge for the full session fee.
All counseling services are private pay only. I accept credit card, HSA, or FSA payments. Payment is due at the time of service.
INSURANCE
I do not accept insurance. However, if you would like, I am more than happy to create a “superbill” for you to submit to your insurance company for them to reimburse you for Out of Network benefits. I cannot guarantee their reimbursement.
BENEFITS OF PAYING OUT-OF-POCKET FOR COUNSELING
INCREASED CONFIDENTIALITY
In order for an insurance company to pay for therapy, they need some information from the therapist, including your medical diagnosis, what type of session(s) you had, and they may even request additional records like progress notes. By not billing insurance, any clinical information (including relevant diagnoses, services rendered, and notes) are kept solely within the provider’s company. By keeping the third-party payor out of process, there are no extra hands in your “stuff". You will likely feel more comfortable that your private information is, in fact, being kept private.
INCREASED FLEXIBILITY & CUSTOMIZED APPROACHES TO TREATMENT
Because insurance tends to follow a standardized and cookie-cutter approach to treatment, they allow for only very specific session structures, will only authorize a certain number of sessions, and will hold clients to very specific timelines. By not billing insurance, you and your therapist are free to operate however will be most helpful for you and your concerns, including what you talk about, how often you meet, and what goals you set.
CLEAR & STRAIGHTFORWARD PAYMENT OPTIONS
Insurance is confusing to a lot of people. So, by avoiding it all together, you are giving yourself the gift of no-nonsense payments. Your therapist charges x, so you pay x. Some will do billing every day, others every month, but you can always anticipate, and therefore, budget for your therapy costs. With insurance, there is the confusion of deductibles, co-insurance, and fears they won’t cover the service. Not to mention, your share of the cost changes throughout the calendar year. This can cause a lot of stress for clients, and no one needs more stress in their life.
Fun fact: Private pay can actually be cheaper in the long run for people sometimes, especially those with high deductible insurance plans.
NO REQUIRED MENTAL HEALTH DIAGNOSIS
If the word “diagnosis” scares you, fear not! When you pay out-of-pocket, you do not need to receive a diagnosis in order to receive and benefit from counseling services. Also, important to note: There are many people who come to therapy who don’t meet the criteria for a diagnosis anyway! So, by opting out of using insurance, you rid yourselves of the dilemma of needing to put a clinical diagnosis in your medical chart.